Since the beginning of the new century, China has achieved remarkable accomplishments in the construction of its social welfare system. However, in recent years, trends such as a declining birthrate and an aging population have become difficult to reverse. Education, housing, and healthcare have become the "new three mountains" suppressing consumption, while economic downturns and technological advancements have heightened anxieties about unemployment... These emerging socio-economic challenges have exposed the shortcomings of China’s current social welfare system and represent obstacles that must be overcome in the transformation of the economic development model. Consequently, under the backdrop of common prosperity once again taking center stage in policy discourse, an increasing number of people have begun to focus on the further development and refinement of the social welfare system.